Compile a "best of" list of Internet moneymakers and money-savers in your inbox, says Nicole Wiseberg of the money-saving blog Nicole's Nickels. Use a Web-based, free e-mail account. Then, when you sign up for frugal newsletters, printable in-store coupons, online coupon codes, daily deals and other special savings, use this e-mail address and save money.

"Your personal e-mail inbox won't be clogged, but you'll still reap the benefits of membership," Wiseberg says. Best of all, you'll find all the deals you're looking for in five minutes or less.

Next step: Spend five minutes per day responding to the best offer in your inbox, whether you're taking a survey or printing a coupon. Erin Edwards, who blogs at Fun With Freebies, signs up for free samples several times per week via online sources.

"Freebies are great for using around your house, trying out a new item before you buy it, putting together a gift basket for a present or donating to local shelters," Edwards says.