I'm unemployed! How can I get a job?

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Go back to school

"If you're really undecided, then school is probably a good place for you," says Vicky Oliver, career coach and author of "301 Smart Answers to Tough Interview Questions." "If you're entering a field that takes multiple degrees, you're better off getting one or two of those out of the way now -- if you have the money."

Is it risky?

It depends. Will you make more with a second or advanced degree? Or will you then be overqualified for an entry-level position in your field? And can you handle the added student debt?

"Going into debt hugely limits your possibilities," says Karen Burns, author of "The Amazing Adventure of Working Girl." "And a lot of employers check credit ratings these days."

What's the upside?

A few academic papers and an extra degree under your belt may help get you in the door and hired at a better salary. A second related degree may give you the edge over one-degree applicants.

"Having more education is rarely a bad thing," says Nicholas Aretakis, career coach and author of "No More Ramen: The 20-Something's Real World Survival Guide."

"If you are pursuing a field in which you'll need further education, what better time to do it than when you've just come out of school?"

What will my friends think?

Carefully consider the source. "You don't want your friends to be your sole feedback, and they're just kind of validating what you want to hear. That's a choice that a lot of people make, but that's not always in your best interest," says Aretakis.

"Sometimes you need to pursue trusted mentors -- counselors, professors, older relatives -- who have the proper experience to give you good counsel."

How will I know if I made the wrong decision?

You'll feel stuck. "If you were committed financially to a program and the job market started to ease, you could feel restricted from taking that job, or it might place you in a precarious position with the financial responsibility for education you would not now pursue," says Aretakis.



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