smart spending

6 low-cost ways to save on holiday gifts

Help the unemployed
Help the unemployed © Yuri Arcurs - Fotolia.com

Help the unemployed

When someone loses a job, holiday wish-list items such as an iPhone 6-plus or Xbox One might drop off the gift list. If you have a friend or family member who is looking for work, consider giving him or her a helping hand.

"Networking is key to successfully landing a good job," McClary says. "Giving a membership in a trade or community organization like the chamber of commerce can put the unemployed person in touch with people in a position to hire."

Providing software, computer access, printer ink and paper can help someone write and distribute a resume.

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