Life insurance6 of 7Once again, deadlines are important. Smith says that life insurance companies often allow new employees to add their dependents and to buy supplemental life insurance for themselves without underwriting, but only for a brief period. Once that's expired, you have to undergo an investigation of your medical history before you can buy."I'm seeing a lot of people who are used to being part-time or freelance who now want full-time jobs," says Smith. "It's because they need the insurance and other benefits. So it's important to be informed. And if you don't understand something, ask." Related Articles:Shopping for health insuranceHealth insurance reformsBuying private health insuranceRelated Links:Choose a health planBest dental protection?Coping with no insurance advertisement
Once again, deadlines are important. Smith says that life insurance companies often allow new employees to add their dependents and to buy supplemental life insurance for themselves without underwriting, but only for a brief period. Once that's expired, you have to undergo an investigation of your medical history before you can buy.
"I'm seeing a lot of people who are used to being part-time or freelance who now want full-time jobs," says Smith. "It's because they need the insurance and other benefits. So it's important to be informed. And if you don't understand something, ask."