smart spending

7 stingy steps to curb impulse buying

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Grocery list

To avoid impulse buying, make a list for all your shopping, whether it's groceries, tools, clothes for adults or children, or gifts for the holidays, says Taffy Wagner, author of "Debt Dilemma" and "Discharged into Debt."

"You should also write down which stores you plan to visit ahead of time so you don't get distracted," Wagner says.

Making a list gives you a game plan ahead of time so when you walk into a store, you won't be swayed by the sales. You'll stay focused and stick to your budget.


 

 

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