7 steps to clean up financial clutter
Deposit negotiable instruments
Some people like to keep stock certificates, government savings bonds, uncashed checks and the like in hand because having the actual documents gives them a sense of financial security. The downside is that these documents are at risk of being misplaced, damaged or destroyed. To create more order, deposit securities and other negotiable instruments into a bank or brokerage account or keep them in a safe-deposit box. Make sure someone close to you knows where your assets are held or stored.