Consumer hot line (Sec. 1013)
Ever been burned by a lender but didn't know who to call? Well, the financial reform act establishes a single, toll-free telephone number to dial in case you encounter unfair or deceptive lending practices. Complaints will be routed to the appropriate federal or state agency and must be responded to in a "timely" fashion, according to the law.
For those who are more Web-oriented, the law also calls for the establishment of an Internet portal for submitting complaints.