smart spending

6 tips to stretch your vacation dollars

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If you're heading overseas, avoid foreign transaction fees by making charges with a no-fee credit card. Capital One credit cards, American Express Platinum and Centurion cards and Chase's Marriott Rewards Premier Credit Card are among those that don't impose currency conversion fees.

With such charges typically in the 1 percent to 3 percent range, according to Bankrate.com's 2011 survey of credit card fees, you can save $10 to $30 on every $1,000 you spend abroad.

Another option is to preload a "chip and PIN" Travelex Cash Passport for no-fee purchases. The chip in the card also allows you to tap automated kiosks for subway and train tickets, which is a time-saver if there are long lines at the ticket counter.


 

 

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