smart spending

5 ways to find cash for caregivers

Can state aid be found?
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Can state aid be found?

The Cash & Counseling program -- a private-public partnership -- has been spreading, as 15 states have joined. The program provides Medicaid-eligible elderly with an allowance that can be used for various services, including paying family members for care, Mahoney says.

The person receiving care plans a budget for the allowance, and the program oversees the care and pays the caregiver, Mahoney says.

Some states offer the service only in certain areas. Check the map at (the site is moving to Since many of the states that recently have started a program are not yet listed on the Web, Mahoney suggests calling a local Area Agency on Aging office and ask what consumer-directed home and community-based services are available, particularly programs that allow for the hiring of family caregivers.




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