smart spending

5 smart ways to spend and save in 2011

Go coupon hunting
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Whether you do most of your shopping in-store or online, chances are you can pay less for many of your purchases.

From finding free shipping offers for cyber purchases to coupons for your grocery store shopping, you can search the Internet for promotional codes and discount deals.

"With the recession, shoppers had to learn how to shop smarter," says Jackie Warrick, chief savings officer at "As the economy turns, I don't think people are going to pay full price if they don't have to."

While some sites offer as much as 50 percent off at restaurants, sporting events and other destinations, be wary of impulse buying.

"Daily deal sites definitely encourage spur-of-the-moment purchases," Warrick says.




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