mobile finance

5 simple ways to save with a cheaper smartphone plan

Change your behavior and save on data
Change your behavior and save on data © iStock

Change your behavior and save on data

Social media, Web surfing and email don't use much data. Streaming music and podcasts and watching videos are the biggest data hogs for the typical user.

Bauman suggests downloading podcasts, YouTube clips and songs over Wi-Fi at home in the mornings to minimize the data you consume during your commute. "This could let you get into a lower tier in pricing," he says.

You can also turn off or limit push notifications and background updating for apps in your phone's settings menu.

Monitor your data usage through your carrier or a third-party app to see where you stand at various points in your billing cycle. Disable cellular data altogether if you're worried about going over your limit.

"Most carriers allow you to change plans, so it's not worth overanalyzing usage patterns," Constantine says.

Finally, upgrading your plan if you're about to exceed your cap may be cheaper than paying overage fees.

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