When it comes to protecting their finances from cybercriminals, most consumers have heard the online security basics before: Avoid entering financial information at a public computer, and don't repeat passwords across multiple sites.
The same experts also warn against using public Wi-Fi hotspots to conduct transactions on your own computer. "You never know who's sitting next to you at Starbucks when you log on to pay your bills or check your bank statement," says Eric Friedberg, co-founder of Stroz Friedberg, a security firm in New York City.
And just to beef up online security, all security experts advise consumers to take advantage of extra layers of protection, such as secondary passwords, security questions or tokens, if their financial institutions offer those services. But as our daily lives grow more intertwined with technology and cybercriminals become more sophisticated, there's always more you can do to make sure you aren't the next victim.
Here's what you need to know for online security 2.0.