Invest in a good financial read
A 1-year subscription to a money- or business-related magazine is usually reasonably priced -- $30 or less -- and can provide 12 months of financial learning.
"I gave a client who wanted to start her own business a subscription to Entrepreneur," says Neil Palache, founder of The Wealth Creator Co. for Women Inc. in Westlake Village, California. "She'll receive phenomenal information on running a business, franchising and how to deal with startup challenges."
To decide which magazine to order, think about the person receiving your money gift and base your decision on that person's likes and interests, says Palache. For example, someone interested in investing might like Forbes, Bloomberg Businessweek, Money or Inc.