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12 money tips from holiday 'experts'

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Snoopy was a key to the gang's quest for a decent tree in "A Charlie Brown Christmas." Pets are a popular holiday gift, but Stephanie Shain of The Humane Society of the United States advises against surprise pet presents. "There's a significant personal, emotional and financial cost to caring for a pet," Shain says. Instead, attach a photo of a pet to a homemade gift certificate for the adoption fee, put them under the tree, and then go with the recipient to the shelter to select the new furry family member.


 

 

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