12 money tips from holiday 'experts'
After a particularly sleepless night, Scrooge learned to keep Christmas in his heart year-round. Donating to charities is a very good idea -- for your heart, as well as for the nonprofits. Not to mention that donations are usually tax-deductible. The Giving USA Foundation recommends a giving strategy that best fits your financial situation. If that means donating in March when you get a raise, the charity will gladly take your gift then. And you won't feel so financially strapped in December when you're spending on other gifts.