TABLE OF CONTENTSReports and scoresUnderstanding credit reports -- their truths and myths -- is crucial to your daily life. Read on No creditHaving no credit often means higher prices for those who can least afford it. Read on Bad creditWhen your credit rating is in a deep hole it's tough to get a good foothold. Read on Mixed creditA credit rating that's not very good or bad often results from reporting mistakes. Read on Good creditHigh credit scores indicate good financial health and virtually assure you of favored treatment. Read on Getting helpThere's plenty of help out there to boost your credit score. Here's where to find it. Read on Tools to useMaintaining your credit is not so hard if you have the right tools available. Read on advertisementRelated Links:Paying for basics with credit card a no-noFiance is $100,000 in debt3 options for debt woes, none of them goodRelated Articles:Make money moonlightingSpend emergency surplusCar loan in bankruptcy