debt

A bankruptcy timeline

Debt Management 2006

Bad credit

 When your credit rating is in a deep hole it's tough to get a good foothold.
What happens before, during and after bankruptcy
bankruptcy_r1_c18_blk.gif
 
10yearsChapter 7: Bankruptcy drops off
 
After staying on your credit report for seven to 10 years the bankruptcy falls off.
 
 
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-- Updated: July 1, 2006

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Can consolidation hurt my credit?

Dear Debt Adviser, I have about $50,000 of debt on credit cards. My credit rating is still high. I am considering a debt consolidation loan. Will that adversely affect my credit rating? -- DT Dear DT, The cliche about... Read more

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