A bankruptcy timeline

Debt Management 2006

Bad credit

 When your credit rating is in a deep hole it's tough to get a good foothold.
What happens before, during and after bankruptcy
6daysGet an attorney!
Find an attorney who is board-certified in consumer bankruptcy law.
Provide the attorney with the bankruptcy counseling certificate, financial checklist and important documents.
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Debt Adviser

Don't be seduced by this debt plan

Dear Debt Adviser, I have about $50,000 of debt on credit cards. My credit rating is still high. I am thinking about a debt consolidation loan. Will that adversely affect my credit rating? -- DT Dear DT, The cliche... Read more


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