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rate trends and analysis

Interest Rate Roundup

Credit Cards

Rates: 13.42 percent (standard fixed); 11.78 percent (standard variable)
Interest rate averages headed north for variable-rate credit cards, but fixed rates didn't move. The average interest rate for fixed-rate cards stayed at 12 percent. For gold and platinum variable-rate cards, the average increased 10 basis points to 11.41 percent.

Standard cards followed suit. The standard fixed rate remained 13.42 percent, but the variable rate rose 21 basis points to 11.78 percent.

After four consecutive increases in revolving debt, Americans eased up on credit card spending. According to the Federal Reserve's G.19 report on consumer credit, Americans owed $969 billion in revolving debt for the month of August, down from the $969.6 billion reported for July.

 -- Leslie McFadden

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