Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What credit score do you start with?
Whether closing your only credit card will impact your credit score depends on some other factors.
5 min read Apr 18, 2024 -
How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
5 min read Apr 18, 2024 -
What is debt forgiveness?
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
6 min read Apr 18, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Apr 17, 2024 -
What is my credit score if I have no credit history?
Read on to learn what having no credit history means in practical terms and what steps you can take to build credit.
5 min read Apr 17, 2024 -
Breaking the generational cycle of debt
Generational debt can impact your financial future. Here’s how to break the cycle.
7 min read Apr 15, 2024 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Apr 11, 2024 -
How to build credit fast
Know what steps to take to improve your credit score fast.
7 min read Apr 11, 2024 -
What is considered a fair credit score?
Having fair credit is much better than having poor credit, in terms of financial opportunities—but building your credit score up to good or excellent will provide access to better credit cards, lower [...]
6 min read Apr 11, 2024 -
What do the different versions of FICO scores mean?
What are the different types of FICO credit scores?
5 min read Apr 11, 2024