smart spending

8 ways to trim your Christmas gift list

Have a meaningful holiday
Have a meaningful holiday

For many, it's simply a matter of putting one's budget in order. They also want to tame the commercialism in favor of what the holiday really means from a religious or family perspective. Help tap into the significance of the season by giving gifts to a charity, nursing home or homeless shelter, or donating to another good cause. Tell the people with whom you normally swap gifts.

If exchanging gifts is a normal part of your workplace's tradition, perhaps this is the year to suggest a group effort. Check with your human resources department first to see what's allowed. Adopt a family or charity and pool your resources to make the holidays brighter for someone else. Not only can it be individually more economical, but also it's satisfying to come together as a group and make the world a better place.

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