Instruction: Print out and save this page to ensure a smooth transition from one credit card to another. First, gather some information on your old card. Dig out your most recent bill and a copy of the current agreement with the old credit card, plus the agreement with the new card company. Old cardToll-free number for customer service Account No. Balance$APR %Grace period daysDue date New cardToll-free number for customer service Account No. Balance$Introductory APR %Date intro rate expires Date balance transfer APR expires Fees for balance transfer $Annual fee$Grace period daysDue date Print out the form now. (Your information will not be saved by us). Now that you have the necessary information, you're ready to make the transfer. Follow these steps in order, checking them off one at a time.Credit card account close-out procedureSend minimum payment to old company by due date.Sign up for new card.Complete balance-transfer form.While balance is pending, continue to make minimum payments by due date to old card.Receive notice of balance transfer to new company.Call old company to verify balance transfer.Receive billing statement with zero balance from old card company.Close old account by calling or writing the issuer. Ask the issuer to note in any statement to a credit bureau that the account was closed at the customer's request. << previous | next >> advertisementRelated Links:How do I ... Apply for financial aid?Drive smarter to save gasVideo: Credit union networkRelated Articles:Work is new retirement4 dumb financial movesQ&A: Bobcat Goldthwait
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