Grow an emergency fund

Use this work sheet to track your emergency fund savings.
 
9 ways to grow an emergency fund
Pay off your plastic to free up your budget.
Ask relatives for money to get a leg up on savings.
Ask for a raise.
Get a second job or freelance on the weekends.
Look for lost loot in the form of expired savings bonds or old savings accounts.
Auction off unwanted items.
Hold a garage sale.
Cut spending on nonessentials.
Set up direct deposit.
Calculate how much to save per month
How much do you need for an emergency fund?   $_____________
Emergency fund : $________ / 2 months = $_______ to save per month.
Emergency fund: $________ / 4 months = $_______ to save per month.
Emergency fund: $________ / 6 months = $_______ to save per month.
Emergency fund: $________ / 8 months = $_______ to save per month.
Emergency fund: $_______ / 10 months = $_______ to save per month.
Emergency fund: $_______ / 12 months = $_______ to save per month.
Emergency fund: $_______ / 24 months = $_______ to save per month.
Emergency fund: $_______ / 36 months = $_______ to save per month.
Track your savings
Month 1: $ __________  
Month 2: $ __________  
Month 3: $ __________  
Month 4: $ __________  
Month 5: $ __________  
Month 6: $ __________  
Month 7: $ __________  
Month 8: $ __________  
Month 9: $ __________  
Month 10: $ __________  
Month 11: $ __________  
Month 12: $ __________  
Total annual savings: $ __________  
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