| Debt Management Basics | |  Understanding the fundamentals |
| | TABLE OF CONTENTS | | | Chapter 1: Understanding your debt | | Are your bills keeping you up at night? Make a change by facing your debt head on. Read on. | | | | | Chapter 2: Using home equity to consolidate debt | | Home equity loans can be a good way to organize your debts, and the interest is generally tax deductible. Read on. | | | | | Chapter 3: Reorganizing finances to zap debts | | Explore all your assets to come up with a game plan for ending the uncomfortable debt spiral. Read on. | | | | | Chapter 4: When to seek professional debt help | | Are you drowning in debt? Perhaps it's time to call in the debt experts for some guidance. Read on. | | | | | Chapter 5: The bankruptcy option | | Before you toss your debts in the bankruptcy ring, understand the ramifications. Read on. | | | |
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