debt
Chapter 4: Seeking debt help

If you've tried to reduce your debt and still can't, maybe it's time to seek outside help.

The ads for credit counselors are rampant on TV, radio and the Web. If your debt is unmanageable, you don't want to compound the problem by choosing a poor credit counselor. In this chapter, you'll learn what the signs of serious trouble are, how to interview a counselor before you hire one, the myths about debt consolidation, and how a debt-management program might affect your credit.

What you can expect to learn from this chapter:

 

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Debt Adviser

Don't be seduced by this debt plan

Dear Debt Adviser, I have about $50,000 of debt on credit cards. My credit rating is still high. I am thinking about a debt consolidation loan. Will that adversely affect my credit rating? -- DT Dear DT, The cliche... Read more

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