debt
Chapter 4: Seeking debt help

If you've tried to reduce your debt and still can't, maybe it's time to seek outside help.

The ads for credit counselors are rampant on TV, radio and the Web. If your debt is unmanageable, you don't want to compound the problem by choosing a poor credit counselor. In this chapter, you'll learn what the signs of serious trouble are, how to interview a counselor before you hire one, the myths about debt consolidation, and how a debt-management program might affect your credit.

What you can expect to learn from this chapter:

 

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Debt Adviser

Will judgment disappear from credit?

Dear Debt Adviser, I have a judgment and collections account on my credit report for an old debt. The collections account is scheduled to expire from my report in September. When that happens, will the judgment remain valid?... Read more

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