debt
Chapter 4: Seeking debt help

If you've tried to reduce your debt and still can't, maybe it's time to seek outside help.

The ads for credit counselors are rampant on TV, radio and the Web. If your debt is unmanageable, you don't want to compound the problem by choosing a poor credit counselor. In this chapter, you'll learn what the signs of serious trouble are, how to interview a counselor before you hire one, the myths about debt consolidation, and how a debt-management program might affect your credit.

What you can expect to learn from this chapter:

 

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Wife not married to old debts

Dear Debt Adviser, Can my husband's creditors come after me and my assets for recovery of his debt? We're newly married within the past 5 1/2 months. -- Sue Dear Sue, Somebody didn't do their homework! I never cease... Read more

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