debt
Chapter 4: Seeking debt help

If you've tried to reduce your debt and still can't, maybe it's time to seek outside help.

The ads for credit counselors are rampant on TV, radio and the Web. If your debt is unmanageable, you don't want to compound the problem by choosing a poor credit counselor. In this chapter, you'll learn what the signs of serious trouble are, how to interview a counselor before you hire one, the myths about debt consolidation, and how a debt-management program might affect your credit.

What you can expect to learn from this chapter:

 

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Pay off $30K in card debt

Dear Debt Adviser, What is the best way to get rid of credit card debt? Due to a job income decrease, I have added to my credit card debt over the last two years. I rarely use the cards anymore. I pay the recommended amount... Read more

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