7 easy ways to overcome debt denial
Get help from a professional or trusted friend
If you don't have access to professional credit counseling or can't afford it, you can ask questions of experts online and remain anonymous. Rebecca Schreiber, a Certified Financial Planner of Solid Ground Financial Planning in Silver Spring, Md., suggests WiseUpWomen.tamu.edu, a government-sponsored advice website for women.
Sharing your money woes with a trusted friend often helps to put your problems into perspective.
"Sometimes we know what we need to do but just need to talk it out and have a sounding board," says Schreiber. "Choose this person carefully, because of his or her personality, because they've had money problems themselves or because he or she is a good listener."