Interest Rate Roundup
credit cards
National credit card rates

Here's a look at the state of credit card rates from's weekly national survey of large banks and thrifts conducted April 21, 2010.

Credit Cards

Rates: 13.7 percent (all fixed); 14.03 percent (all variable)

Average fixed and variable interest rates for all credit cards remain unchanged from last week. The mean fixed rate is 13.7 percent and the average variable rate is 14.03 percent. Columbus Bank & Trust added an annual fee, ranging from $12 to $50 for its rewards program. U.S. Bank dropped its overlimit fee and HSBC reduced its overlimit, cash advance and balance transfer fees. released its 2010 Credit Card Fees Study on Monday. The results show that few issuers impose annual or inactivity fees on their accounts.

You can find your best credit card deal -- by type -- at Bankrate's interactive tool.

See all credit card rates content.

-- Leslie McFadden


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Product Rate Change Last week
Balance Transfer Cards 16.24%  0.02 16.22%
Cash Back Cards 16.55%  0.01 16.54%
Low Interest Cards 11.59% --0.00 11.59%
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