Net worth

December 2011 Financial Security Index » Net Worth


Please think about your net worth, or your total assets including any real estate equity minus your debts. Compared to 12 months ago, is your net worth:

Seventy-two percent of Americans say their net worth is about the same or more than last year, while 26 percent say it's less. That's little changed from last month.
Twenty-eight percent of college grads say their net worth is higher today than last year, compared to 19 percent of those with a high school education or less.
Three out of 10 high earners ($75,000 or more) report higher net worth, while 17 percent who earn less than $30,000 say net worth is higher.
Larry Rosenthal

"Everyone is still holding their breath."

Everyone is still holding their breath. It's kind of a wait-and-see scenario right now as a result of the situations in both Europe and the U.S. When you take a look at the underpinnings of the economy, they are pointing toward growth -- weak growth -- but not pointing toward recessionary numbers. We have a cloud of indecision in Washington, and people are waiting to see where things are going. When the unemployment numbers begin coming down or the market goes higher, people will gain more confidence in their own personal net worth and maybe start doing some more net worth building again.

- Larry Rosenthal, CFP, president of Financial Planning Services in Manassas, Va.

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