Financial Security Index
Financial Security Index
smart spending
Financial Security Index hits high in April

Bankrate's survey of six questions measures how secure Americans feel about their personal finances. Telephone interviews with 1,000 adults living in the continental U.S. were conducted April 5-8, 2012, by Princeton Survey Research Associates International. The results of Bankrate's Financial Security Index, below, have a margin of error of plus-or-minus 3.6 percentage points.

Financial Security IndexBankrate.com

Highlights:

  • 24% of respondents identifying as Democrats or Republicans say they favor stocks versus 14% of independents.
  • Women in the Northeast are more bullish on stocks, with 28% willing to invest, compared to 15% of women elsewhere.
  • 34% of Americans earning more than $75,000 say they're more inclined toward stocks, compared to just 14% of those earning less.
Financial Security IndexBankrate.com

Highlights:

  • 28% of those earning less than $30,000 say they feel more job security today than a year ago, compared to 14% of $75,000-plus earners.
  • 28% of those who earned a high school diploma or less feel less secure in their work versus 17% of college grads.
  • 27% of Southerners say they feel more secure today versus a year ago. The same was true for 17% of respondents from elsewhere.
Financial Security IndexBankrate.com

Highlights:

  • 35% of Hispanic respondents say they're more comfortable with savings versus a year ago; just 20% of whites and 13% of blacks concur.
  • 42% of Northeasterners are less comfortable with their savings versus 33% of respondents elsewhere.
  • 42% of those ages 50 to 64 say they're less comfortable with savings, versus 28% of those ages 18 to 49.
Financial Security IndexBankrate.com

Highlights:

  • 16% of respondents with a college degree are less comfortable with their debt than a year ago, versus 25% of those without one.
  • 33% of Republicans are more comfortable with their debt compared to 12 months ago. 22% of independents say the same.
  • 30% of urban and 28% of suburban respondents say they're more comfortable with their debt compared to 19% of rural folks.
Financial Security IndexBankrate.com

Highlights:

  • 45% of fathers reported a higher net worth versus a year ago. 32% of mothers reported the same thing.
  • 30% of those 50 and older said their net worth was lower than it was a year ago. Just 17% of those younger than 50 said the same.
  • 44% of respondents earning at least $50,000 said their net worth rose compared to 22% of those earning less.
Financial Security IndexBankrate.com

Highlights:

  • 30% of women say their overall financial situation is worse now than a year ago, compared to 22% of men.
  • Finances are better this year for 40% of college grads, 34% of those with some college and 20% of those with less education.
  • 30% and 32%, respectively, of urbanites and suburbanites report improved finances compared to 19% of rural folks.
Bankrate.comFinancial Security Index
Bankrate's Financial Security Index gauges how Americans feel today versus a year ago on vital financial matters. An index value of less than 100 indicates declining levels of financial security; a value greater than 100 reveals higher levels of security compared to 12 months ago.

 

 

advertisement

Show Bankrate's community sharing policy
          Connect with us
MORTGAGE HOME EQUITY AUTO CDs CREDIT CARDS
Product Rate Change Last week
30 year fixed 4.25%  0.18 4.43%
15 year fixed 3.21%  0.04 3.17%
5/1 ARM 3.56%  0.35 3.21%
 
View Rates in your area Next
Product Rate Change Last week
30K FICO-based HELOC 4.35%  0.01 4.34%
50K FICO-based HELOC 4.06% --0.00 4.06%
100K FICO-based HELOC 3.91%  0.02 3.93%
 
View Rates in your area Next
Product Rate Change Last week
60 month used car loan 2.69% --0.00 2.69%
48 month used car loan 2.92% --0.00 2.92%
60 month new car loan 3.18%  0.01 3.17%
 
View Rates in your area Next
Product Rate Change Last week
1 Year CD 0.91%  0.01 0.90%
2 Year CD 1.10% --0.00 1.10%
5 Year CD 1.77%  0.04 1.81%
 
View Rates in your area Next
Product Rate Change Last week
Balance Transfer Cards 15.70%  0.02 15.72%
Cash Back Cards 16.40% --0.00 16.40%
Low Interest Cards 10.86% --0.00 10.86%
 
Next
advertisement
FRUGAL NEWSLETTER

Discover new ways to cut costs and save more every day. Reduce your spending, not life’s pleasures. Delivered weekly.

advertisement
Partner Center
advertisement

Connect with us