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Explore Bankrate's 2015 High-Yield Checking Survey

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From March 16 to March 25, Bankrate canvassed banks, thrifts and credit unions across the country with high-yield checking accounts that have a rewards offering.

This table breaks down the interest rates offered on 56 rewards checking accounts, as well as the accounts' restrictions, requirements and other variables that are important for consumers to know before opening such an account.

Institution nameNationally offered?APY %Monthly debit transactions requiredBalance cap
Institution name:Amegy BankNationally offered? YAPY %: 0.2Monthly debit transactions required: 10Balance cap: $25,000
Institution name:American Bank of HuntsvilleNationally offered? NAPY %: 0.99Monthly debit transactions required: 10Balance cap: $15,000
Institution name:Arizona Bank & TrustNationally offered? NAPY %: 1.51Monthly debit transactions required: 15*Balance cap: $20,000
Institution name:Atlantic Coast BankNationally offered? YAPY %: 0.2Monthly debit transactions required: 10Balance cap: $20,000
Institution name:Avidia BankNationally offered? YAPY %: 1.06Monthly debit transactions required: 10Balance cap: $25,000
Institution name:Bank of Blue ValleyNationally offered? YAPY %: 1.25Monthly debit transactions required: Tier 1: $1,000 per month; Tier 2: $300-$999.99 per monthBalance cap: $15,000
Institution name:Bank of the WichitasNationally offered? Y*APY %: 1.5Monthly debit transactions required: 10Balance cap: $10,000
Institution name:BankGloucesterNationally offered? Y*APY %: 1.51Monthly debit transactions required: 10Balance cap: $25,000
Institution name:BTH BankNationally offered? NAPY %: 2.25Monthly debit transactions required: 10Balance cap: $7,000
Institution name:Capital BankNationally offered? NAPY %: 0.75Monthly debit transactions required: 10Balance cap: $10,000
Institution name:Citizens Community FederalNationally offered? NAPY %: 2Monthly debit transactions required: 12Balance cap: $25,000
Institution name:City National BankNationally offered? NAPY %: 0.2Monthly debit transactions required: 10Balance cap: None
Institution name:Community Bank of Pleasant HillNationally offered? YAPY %: 1.5Monthly debit transactions required: 10*Balance cap: $10,000
Institution name:Community Bank of RaymoreNationally offered? YAPY %: 1.5Monthly debit transactions required: 10*Balance cap: $10,000
Institution name:Coulee BankNationally offered? NAPY %: 2.55Monthly debit transactions required: 10Balance cap: $15,000
Institution name:Cross Keys BankNationally offered? Y*APY %: 2.05Monthly debit transactions required: 12Balance cap: $10,000
Institution name:Farmers Bank & TrustNationally offered? NAPY %: 2.01Monthly debit transactions required: 10Balance cap: $25,000
Institution name:First American BankNationally offered? YAPY %: *1Monthly debit transactions required: 15Balance cap: $15,000
Institution name:First Bank & TrustNationally offered? NAPY %: 1.01Monthly debit transactions required: 10Balance cap: $24,999.99
Institution name:First Security Bank & TrustNationally offered? YAPY %: 1.05Monthly debit transactions required: 10Balance cap: $15,000
Institution name:Heartland BankNationally offered? NAPY %: 2Monthly debit transactions required: 10Balance cap: $15,000.99
Institution name:Heritage BankNationally offered? YAPY %: 1.26Monthly debit transactions required: 10Balance cap: $25,000
Institution name:Jeff Davis BankNationally offered? NAPY %: 3.25Monthly debit transactions required: 10Balance cap: $10,000
Institution name:KANZA BankNationally offered? NAPY %: 2Monthly debit transactions required: 12Balance cap: $10,000
Institution name:Lee BankNationally offered? YAPY %: 2.5Monthly debit transactions required: 12Balance cap: $15,000
Institution name:Lee County Bank & Trust, N.A.Nationally offered? NAPY %: 1.1Monthly debit transactions required: 10Balance cap: $15,000
Institution name:Liberty BankNationally offered? NAPY %: 1.01Monthly debit transactions required: 15Balance cap: $10,000
Institution name:Meredith Village Savings BankNationally offered? NAPY %: 0.3Monthly debit transactions required: 14Balance cap: $25,000
Institution name:NorStates BankNationally offered? NAPY %: 0.5Monthly debit transactions required: 10*Balance cap: None
Institution name:North Country Savings BankNationally offered? YAPY %: 1.05Monthly debit transactions required: 10Balance cap: $25,000
Institution name:Northpointe BankNationally offered? YAPY %: 5Monthly debit transactions required: 15Balance cap: $5,000
Institution name:Ouachita Independent BankNationally offered? NAPY %: 3.01Monthly debit transactions required: 12Balance cap: $15,000
Institution name:Premier Valley BankNationally offered? NAPY %: 0.31Monthly debit transactions required: 10Balance cap: $25,000
Institution name:Royal Banks of MissouriNationally offered? NAPY %: 1.85Monthly debit transactions required: 12*Balance cap: $24,999.99
Institution name:Security BankNationally offered? NAPY %: 2.05Monthly debit transactions required: 10Balance cap: $15,000
Institution name:The State Bank of ToledoNationally offered? YAPY %: 0.9Monthly debit transactions required: 10Balance cap: $25,000
Institution name:Sutton BankNationally offered? NAPY %: 1.77Monthly debit transactions required: 11Balance cap: $25,000
Institution name:The Bank of FayettevilleNationally offered? NAPY %: 1Monthly debit transactions required: 10Balance cap: $15,000
Institution name:The Provident Bank (Green Checking)Nationally offered? YAPY %: 1Monthly debit transactions required: 0Balance cap: $1,000
Institution name:The Provident Bank (Smart Checking)Nationally offered? NAPY %: 1.51Monthly debit transactions required: 10*Balance cap: $15,000
Institution name:TriSummit BankNationally offered? NAPY %: 1.11Monthly debit transactions required: 10Balance cap: $25,000
Institution name:West Texas National BankNationally offered? YAPY %: 1.26Monthly debit transactions required: 10Balance cap: $25,000
Institution name:Westfield BankNationally offered? NAPY %: 2.01Monthly debit transactions required: 12Balance cap: $15,000

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.

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Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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