Checking » Checking Account » FeesBankrate surveyed banks in the top 25 U.S. cities to find the average fees associated with checking accounts in their annual Checking Account Survey, which was conducted in July and August 2012.Checking account feesMarket nameAverage NSF* feesAverage ATM surchargeAverage fee to use other ATMAtlanta$32.70$2.40$1.95Baltimore$31.35$2.38$1.12Boston$32.47$2.45$1.50Chicago$30.10$2.25$1.10Cincinnati$29.16$2.22$1.23Cleveland$28.74$2.67$1.57Dallas$31.33$2.50$1.67Washington, D.C. (metro area)$30.79$2.39$1.80Denver$33.60$2.80$1.88Detroit$30.50$2.55$1.86Houston$33.53$2.69$1.35Kansas City, Mo.$31.68$2.44$1.55Los Angeles$29.05$2.56$1.20Miami$32.63$2.67$1.90Milwaukee$32.26$2.35$1.64Minneapolis$31.33$2.20$1.58New York (metro area)$31.40$2.70$1.82Philadelphia$31.70$2.50$1.96Phoenix$31.50$2.50$1.64Pittsburgh$30.30$2.45$1.68San Diego$32.33$2.61$1.50San Francisco$28.35$2.69$1.45Seattle$31.60$2.70$1.38St. Louis$30.90$2.55$1.55Tampa, Fla.$32.17$2.36$1.53The data come from surveying the five largest banks and five largest thrifts in 25 of the nation's biggest markets from July 24 to Aug. 10, 2012. We asked those institutions about terms on one generic noninterest account and one interest-bearing account for the general consumer.*NSF = nonsufficient funds.
Checking » Checking Account » Fees
Bankrate surveyed banks in the top 25 U.S. cities to find the average fees associated with checking accounts in their annual Checking Account Survey, which was conducted in July and August 2012.
*NSF = nonsufficient funds.
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A Michigan-based bank is offering an exceptionally high-yield checking account to all U.S. savers, but you'll have to meet some tall monthly requirements.
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