1. Don't assume the worst2 of 11Don't take someone else's word that your credit is bad. Pull your three reports for free at AnnualCreditReport.com. Then go to MyFICO.com and pay a few dollars for your one-time Equifax and TransUnion FICO scores. Even two candidates with an identical score might not be the same in the eyes of a lender, says John Van Alst, staff attorney for the National Consumer Law Center. "Even if your score is tarnished, you may have a better chance than someone with the same score and no (credit) history," he says.<< Back to the '2009 Winter Auto Guide' table of contents Related Articles:10 ways to save on new carGreat deals on orphan models10 cheapest cars to ownTightwad's 10 tips to saveRelated Links:10 biggest gas guzzlersTop 10 fuel misersHow much should you put down?Monthly car payment calculatoradvertisement
Don't take someone else's word that your credit is bad. Pull your three reports for free at AnnualCreditReport.com. Then go to MyFICO.com and pay a few dollars for your one-time Equifax and TransUnion FICO scores. Even two candidates with an identical score might not be the same in the eyes of a lender, says John Van Alst, staff attorney for the National Consumer Law Center. "Even if your score is tarnished, you may have a better chance than someone with the same score and no (credit) history," he says.
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