Expert poll: Mortgage rate trend predictions for June 11 - 17, 2026

Mark Hamrick

Washington Bureau Chief, Senior Economic Analyst for Bankrate

I’d look for us to trend a bit higher this coming week.

Jeff Lazerson

President, MortgageGrader

When the war ends, we’ll see a drop, but certainly, that has not happened yet.

Denise McManus

Certified Luxury Home Agent, APEX RESIDENTIAL Real Estate/Xpert Home Lending

Up. The bond market got the memo Friday — 172,000 jobs doesn’t say “rate cut,” it says “buckle up.” Layer in oil-fueled inflation and a [Federal Reserve] that’s going to sit on its hands next week, and the path of least resistance is higher. On my desk, I’m telling clients: If you like your rate today, lock it. Floating into this [Consumer Price Index] print is a gamble, not a strategy.

Ken Johnson

Walker Family Chair of Real Estate, University of Mississippi

Mortgage rates should go down slightly next week. For the last 10 working days, the risk of holding mortgages is down 11 basis points. The general riskiness of the economy as measured by the yield on 10-year Treasuries is up five basis points. Thus, momentum for mortgage rates is downwards, making it more likely that mortgage rates will decline rather than rise next week.

Melissa Cohn

Regional Vice President, William Raveis Mortgage

Mortgage rates will remain rangebound this week, as bonds remain stable in spite of inflation reaching a three-year high.

Dr. Anthony O. Kellum

President & CEO, Kellum Mortgage , Roseville , MI

I don’t see enough momentum in either direction to cause a significant shift in mortgage pricing at this time. The market continues to process inflation data, employment numbers and expectations surrounding future Federal Reserve actions, but much of that information has already been absorbed by investors. In my view, we are currently in a period of observation rather than reaction. Financial markets appear to be waiting for stronger signals before making decisive moves.

Les Parker, CMB

Managing Director, Transformational Mortgage Solutions , Jacksonville , FL

Mortgage rates will go nowhere. Iran’s talk and skirmishes keep pushing rates up and down. The Federal Reserve is sidelined by near-term inflation and solid jobs. The risk of higher or lower rates is balanced.

Nicole Rueth

Senior Vice President, CrossCountry Mortgage , Greenwood Village , CO

Mortgage rates are holding in a tight range and [are] likely to stay there, as today's CPI came in closer to expectations and gave the bond market no reason to move dramatically in either direction — though headline inflation is still running at 4.2% annually, well above the Fed's 2% target. The Iran conflict remains the biggest wildcard, now 103 days in, with fresh missile activity pushing oil up 3% and raising the question of whether this extends well beyond what anyone initially expected. It is not over until it is over, and until there is a verified resolution, any dip in rates is a pause, not a trend.

Dick Lepre

Senior Loan Officer, Realfinity , Alamo , CA

Trend: Flat. Core CPI fell from +0.4% to +0.2% in May. We should have modestly lower rates.

Sean P. Salter, Ph.D.

Associate Professor of Finance and Dale Carnegie Trainer, Middle Tennessee State University , Murfreesboro , TN

Unchanged. The average 30-year, fixed-rate mortgage interest rate moved higher over the past week, following the 10-year U.S. Treasury rate's rise. Markets seem to be coming to terms with the idea that we may not see the long-expected Fed rate cut in 2026, even with a new Fed chairman. I don't expect rates to change much in the coming week.

James Sahnger

Mortgage Planner, C2 Financial Corporation , Palm Beach Gardens , FL

There is a lot of noise to digest regarding hotter inflation numbers than desired and global unrest regarding Iran and volatile energy prices. [Consumer Price Index] printed a number Wednesday at 4.2% that, while … expected, still can require an antacid. The bulk of the number came from shelter and energy prices, while other prices remained tame. Bonds and mortgage rates are impacted by energy concerns, and as the U.S. and Iran continue to play ping-pong in negotiations, look for rates to remain somewhat unchanged with a slightly higher bias.

Robert J. Smith

Chief Economist, GetWYZ Mortgage

Well, we weathered the jobs and inflation data. Looking forward to a stable week ahead.