How profitable a bank is affects its safety and soundness. A bank can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the bank better able to withstand financial trouble. Losses, on the other hand, diminish a bank's ability to do those things.
On Bankrate's test of earnings, Banco do Brasil Americas scored 16 out of a possible 30, lower than the national average of 16.52.
Return on equity, calculated by dividing net income (profit, essentially) by the total amount of equity, is one important way to measure a bank's earnings. Banco do Brasil Americas's most recent annualized quarterly return on equity was 7.23 percent, below the national average of 9.28 percent.
For the twelve months ended June 30, 2017, the bank reported net income of $2.0 million on total equity of $57.6 million. The bank had an annualized return on average assets, or ROA, of 0.76 percent, below the 1 percent deemed satisfactory in accordance with industry standards and below the average for U.S. banks of 1.14 percent.