Banking
From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.
Banking Basics
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Latest Articles
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CD ladder: What it is and how to build one
A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.
4 min read Feb 27, 2024 -
The best places to keep your emergency fund
It’s important to find the right home for your emergency savings.
7 min read Feb 27, 2024 -
How to open a certificate of deposit (CD)
Everything you need to know about opening an account.
4 min read Feb 27, 2024 -
How to save money fast: 20 ways
These simple moves can help build a cash cushion.
7 min read Feb 26, 2024 -
FDIC insurance: What it is and how it works
One of the most ubiquitous signs in the banking world is “Member FDIC.” Here’s what it means.
6 min read Feb 23, 2024 -
Bankrate’s 2024 annual emergency savings report
If you’re struggling to pay off debt and build savings, you’re not alone.
13 min read Feb 22, 2024 -
Sick of spreadsheets? Here’s everything you need to know about personal financial management (PFM)
Finding the right tool can help streamline your finances. Here’s how.
4 min read Feb 19, 2024 -
How to open a money market account: 5 steps to take
Opening a money market account involves just a few simple steps and it can really pay off.
4 min read Feb 19, 2024 -
What is a bank holding company? Definition and examples
A bank holding company owns a controlling interest in one or more banks.
3 min read Feb 19, 2024 -
Are banks open today? Federal bank holidays in 2024
Knowing bank holiday schedules can help you avoid delays on necessary transactions.
3 min read Feb 19, 2024 -
How to get financial assistance after a natural disaster strikes
Whether a wildfire, hurricane or other type of disaster has affected you, the process of rebuilding will take time.
7 min read Feb 16, 2024 -
Banks vs. credit unions: How to decide where to keep your money
Knowing your financial needs and goals can help you choose where to keep your money.
7 min read Feb 13, 2024 -
6 reasons to reevaluate your banking relationship on Valentine’s Day
Don’t settle for less when other banks offer higher yields, charge fewer fees and offer additional perks.
5 min read Feb 09, 2024 -
7 key benefits of mobile banking
Mobile banking apps aren’t just trendy, they can help you better manage your money.
8 min read Feb 07, 2024 -
Singles are fronting the bill alone in a pricey America — and it’s costing them their savings
The cost of single life is leading some people to save less for emergencies.
8 min read Feb 07, 2024 -
CDs vs. share certificates: What’s the difference?
Here are differences between CDs and share certificates, and which one to choose.
4 min read Feb 06, 2024 -
How to order checks online
Looking to save money when ordering checks? Consider getting them online instead, here’s how.
3 min read Feb 06, 2024 -
Part-time jobs 2024: How to make extra income
Here’s how to find the part-time job for you and how much you can expect to make.
9 min read Feb 05, 2024 -
Pros and cons of community banks
Is a community bank right for you? Here’s what you need to know.
3 min read Feb 05, 2024 -
Best mobile banking features of 2024
These features are designed to save you time and money.
6 min read Feb 05, 2024
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- Savings calculator
- CD ladder calculator
- Compound interest calculator
- Investment calculator
- Best savings accounts
- Best checking accounts
- Best bank account bonuses
- How to save money
- Build an emergency fund
- Savings tips for different goals
- How to write a check
- How to deposit a check
- How do money orders work?
- How to fill out a money order
- Ways to insure excess deposits
- Cashier's check vs. money order
- How to close a bank account