Skip to Main Content

Annuities

An annuity is a financial product that provides individuals with regular payments over time. Discover expert advice, tools, and more about annuities.

Featured annuities content

Calculator

Annuity calculator

Use Bankrate's annuity calculator to calculate the number of years your investment will generate payments at your specified return.

Arrow Right
Annuities

Annuity vs. IRA: What’s the difference?

Annuities and IRAs can both help you achieve your retirement goals.  Learn what makes these two retirement-staples similar and different.

Annuities

What is a deferred annuity?

In a deferred annuity, savers contribute money either in one lump sum or over time, and then defer their income stream until later.

Image for Use your investment for a paycheck for life.
Arrow Right
The trusted provider of accurate rates and financial information
Wall Street Journal
USA Today
The New York Times
CNN
Bloomberg
ABC