Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is considered a bad credit score?
A bad credit score can adversely impact you, but you don’t have to live with it.
6 min read Feb 27, 2024 -
Common debt payment roadblocks and how to tackle them
Financial roadblocks like a layoff or emergency expenses can be challenging, but they don’t mean an end to your debt repayment journey.
6 min read Feb 26, 2024 -
What is a 1099-C Cancellation of Debt form?
You’ll receive a 1099-C form if a lender cancels $600 or more of your taxable debt.
8 min read Feb 23, 2024 -
What are credit repair companies and how do they work?
When you have bad credit, a credit repair company can help you improve your credit.
3 min read Feb 23, 2024 -
Different types of credit repair and how they work
This guide explores the different forms of credit repair and how to decide which is best for you.
5 min read Feb 23, 2024 -
What happens to credit card debt when you die?
Before you trade the family silver to satisfy the credit card collector, find out if you’re liable.
6 min read Feb 13, 2024 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
6 min read Feb 12, 2024 -
How to read your credit card statement
Reading your credit card bill helps spot errors, gauge spending and analyze charges.
7 min read Feb 07, 2024 -
Alternatives to debt relief
Options outside of debt relief include budgeting, being proactive and seeking advice.
3 min read Feb 02, 2024 -
What are debt relief companies and how do they work?
Debt relief companies work with creditors to help you pay down your debts.
6 min read Feb 02, 2024