Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How to build credit as a college student
Build credit in college with credit cards and responsible card usage.
7 min read Apr 04, 2024 -
Is credit card interest tax-deductible?
Interest paid on outstanding student loan debt, mortgage and home equity loan debt, business expenses, and interest on money borrowed to purchase investment property qualifies for a deduction.
3 min read Apr 04, 2024 -
How to help your kids build credit
Parents have many options, from debit cards and prepaid cards to secured credit cards and making their child an authorized user. Which is best?
11 min read Apr 04, 2024 -
The best home improvement apps
Conceiving, planning and making DIY projects easier is just a smartphone away.
6 min read Apr 03, 2024 -
How to repair your credit in 5 steps
Employ the tactics outlined in this credit repair guide and get your score back on track.
7 min read Apr 03, 2024 -
Is a perfect credit score worth it?
Luckily, you don’t have to have a perfect credit score to reap the benefits of near-perfect credit.
6 min read Apr 03, 2024 -
When does debt fall off your credit report?
Missed debt payments or collection accounts can stay on your report for 10 years.
7 min read Apr 02, 2024 -
Credit counseling: What to know before signing up
Credit counseling can help solve financial issues including debt and bad credit.
7 min read Apr 02, 2024 -
What is an excellent credit score?
You can maintain good credit by practicing responsible financial habits, such as making on-time payments, but it takes some credit card savvy to lift your credit score from good to excellent.
6 min read Apr 02, 2024 -
How does a tax lien affect your credit score?
Tax liens no longer appear on credit reports and should have no bearing on your credit score.
4 min read Apr 01, 2024