No. 5: Hawaii
If it weren't for the sky-high cost of living, Hawaii would be one of the best states in the country for retirees. Its remoteness, popular beaches, wildlife and culture make America's 50th state a top tourism destination.
It also makes it tough to afford -- especially for anyone on a fixed income.
The Council for Community and Economic Research, which tracks consumer prices around the country, found Hawaii to be the most expensive state in the country for retirees.
A loaf of bread, for example, costs an average of $2.80 in Honolulu, according to the council's 2013 analysis. That's $1.30 higher than the national average. The city's gas stations charged an average of $4.19 a gallon last year, compared with a national average of $3.44. And a trip to the beauty parlor costs an average of $52 in Honolulu, about $18 higher than the national average.