Current and former homeowners
You know what they say about money: It's easier to get more when you don't need it.
Sixty-one percent of today's buyers have owned a home before, according to the National Association of Realtors' survey.
That's not much of a change from the historical norms. Typically, first-timers make up a little more than 40 percent of the market, according to association statistics.
And if you think the all-time high was in the boom-boom years of the mid-2000s, you'd be wrong. First-time buyers peaked in 2010, when they made up half the market.
With new homes, first-time buyers are, historically, about a third of the market, says David Crowe, chief economist at the National Association of Home Builders.
But their share of the market is currently shrinking, he says. "We do know the first-time buyer is dropping out."