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National credit card rates for April 26, 2012

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Credit Cards

  • 13.81% (all fixed)
  • 14.49% (all variable)

Credit card rates again didn't move this week, according to Bankrate's latest survey of interest rates. The average annual percentage rate, or APR, for variable-rate credit cards remained at 14.49 percent for the fifth straight week. The fixed APR stayed steady at 13.81 percent, the same level since the first week of March.

The results of a study released this month by the Financial Industry Regulatory Authority's Investor Education Foundation found that women pay higher interest rates on average on their credit cards compared to men. The difference doesn't disappear with financial education, either.

However, female cardholders with low financial literacy are more likely to engage in two or more negative payment behaviors than their male counterparts. Both sexes with high financial literacy make two or more negative payment behaviors at the same rate, the study found.




Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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Product Rate Change Last week
Balance Transfer Cards 16.50%  0.01 16.51%
Cash Back Cards 16.91%  0.02 16.93%
Low Interest Cards 12.23%  0.28 11.95%

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