5 behaviors shackle investment strategy

Inertia in investing
2 of 6
Inertia in investing

Inactivity can prove detrimental to your personal finances, and it could result from the fear of investors to take on risk or a fear of failure.

Evan Kessler, Certified Financial Planner and founder of ESK Capital Management LLC in New York, says one major problem with many clients is the tendency to take on too much risk or not enough.

"Many of my retired clients who were frightened by the large market drop of 2008 are now sitting with portfolios that contain too much cash and/or bonds," he says. He warns that the effects of inflation and taxes will prevent these investors from reaching their retirement goals.

"Although they are not taking equity market risk, they still risk running out of money," Kessler says.




Show Bankrate's community sharing policy
          Connect with us

Learn the latest trends that will help grow your portfolio, plus tips on investing strategies. Delivered weekly.

CDs and Investment

Where should I put my money?

Dear Dr. Don, I would like to begin investing money to use in retirement. I want to be conservative with these investments, and I don't know where to begin. Any advice on retirement investing would be appreciated. Thank... Read more



Dr Don Taylor

Forgo upside to protect your backside

What if you could participate in the market's upside performance while protecting yourself against downside risk? These products exist. They are equity-indexed annuities and equity-linked CDs.  ... Read more

Partner Center

Connect with us