Debt Management Basics
$1 bill and a calculator
Debt Management Basics

Chapter 1: Understanding your debt

Are your bills keeping you up at night? Make a change by facing your debt head on.

Chapter 2: Using home equity to consolidate debt

Home equity loans can be a good way to organize your debts, and the interest is generally tax deductible.

Chapter 3: Reorganizing finances to zap debts

Explore all your assets to come up with a game plan for ending the uncomfortable debt spiral.

Chapter 4: When to seek professional debt help

Are you drowning in debt? Perhaps it's time to call in the debt experts for some guidance.

Chapter 5: The bankruptcy option

Before you toss your debts in the bankruptcy ring, understand the ramifications.

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Debt Adviser

Charged-off debt still due?

Dear Debt Adviser, I have a charge-off on my credit report. According to my credit report, it will fall off my report in 2016. I need information on what this means. It's my understanding that it cannot be collected after... Read more

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