Chapter 1: Understanding your debtAre your bills keeping you up at night? Make a change by facing your debt head on.Debt load analyzerGood debt vs. bad debtTop 10 causes of debtChapter 2: Using home equity to consolidate debtHome equity loans can be a good way to organize your debts, and the interest is generally tax deductible.Refinance vs. home equity loansUnderstanding cash-out refinanceLower payments and a tax breakDownside of home equity loansHome equity loan vs. line of creditChapter 3: Reorganizing finances to zap debtsExplore all your assets to come up with a game plan for ending the uncomfortable debt spiral.Organize credit card debtRefinance your auto loanTapping your retirement accountBorrowing from family or friendsChapter 4: When to seek professional debt helpAre you drowning in debt? Perhaps it's time to call in the debt experts for some guidance.15 signs of serious debt troubleHow to choose a debt counselor12 questions to ask a potential credit counselorFAQ about debt and credit counseling10 debt-consolidation mythsHow debt management plans affect your creditChapter 5: The bankruptcy optionBefore you toss your debts in the bankruptcy ring, understand the ramifications.What is bankruptcy?5 most common types of bankruptcyAre you a candidate for bankruptcy?12 myths about bankruptcyLife after bankruptcy10 ways to bounce back from bankruptcy advertisementRelated Links:The true cost of debt settlementFoil 6 common consumer credit complaintsIs wife liable for deceased husband's debt?Related Articles:3 rules for debt managementDebt depression recoveryWhen second mortgage fails
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Dear Debt Adviser, This one's a doozy: Back in 2009, during the recession, I lost my job, my vehicle was repossessed, and it sold for more than the loan amount. The repo is now on my credit report, and my score is in the... Read more