Here's a look at the state of credit card rates from Bankrate.com's weekly national survey of large banks and thrifts conducted April 7, 2010.
Credit CardsRates: 13.7 percent (all fixed); 14.09 percent (all variable)
The average interest rate for purchases on all variable-rate credit cards climbed to 14.09 percent, up 12 basis points from last week. The mean fixed rate stood at 13.7 percent. Digital Federal Credit Union dumped its gold and platinum card offers. First National Bank of Omaha raised the percentage for cash advance fees on its cards from 3 percent of the transaction amount to 5 percent.
Nearly 20 percent of households say they had difficulty paying their credit card bills in the past year, according to a new study from SYNERGISTICS Research Corp., an Atlanta-based marketing research firm for the financial services industry. Overall, about 30 percent say they had trouble making a payment of some sort. Of those who contacted their financial institution about their payment issues, half said their lender wasn't helpful.
You can find your best credit card deal -- by type -- at Bankrate's interactive tool.
See all credit card rates content.
-- Leslie McFadden