2010 Credit Card Fees Study » Survey results » Capital One Classic Platinum
Capital One Classic Platinum
| APR fixed/variable | Annual fee | Overlimit fee | Late fee | Inactivity fee |
| Variable | $39 | Over-the-credit-limit fee charged only if you choose to accept this account option. $0 if your credit limit at the time the over-the-credit-limit fee is assessed is less than $500. If your credit limit at that time is greater than or equal to $500, then your over-the-credit-limit fee will be $29. | Balance of $0-$99.99 = $15; balance of $100-$249.99 = $29; balance of $250 or more = $39. | $0 but if card isn't used within 12 months or so, the account could be closed. |
| Service fees: |
- Returned payment/check: $39
- Other payment fee: None
- Stop payment (convenience check): $0
- Statement copy: $3 for a copy of a Periodic Statement, $13 for a copy of a Visa transaction or $2 for a copy of a MasterCard transaction (fee imposed per copy).
- Overdraft: $0
- Card replacement: $0
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