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BankAmericard Cash Rewards

Credit Cards » Credit Card Rewards Survey » BankAmericard Cash Rewards

Bankrate's 2013 Credit Card Cash-Back Rewards Survey included the BankAmericard Cash Rewards. With the BankAmericard Cash Rewards, cash rewards are issued for a U.S. dollar sum in the form of a statement credit, a check, or an electronic deposit to a Bank of America checking or savings account and mortgage payments.

BankAmericard Cash Rewards

Annual fee$0
Intro bonusReceive $100 bonus cash rewards after spending at least $500 within 90 days of the account open date.
Reward formulaGet 1% cash back on purchases everywhere, every time. Get 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter.
Cash-back ratio*1% (2% on gas and 3% on groceries up to $1,500 in combined gas and grocery purchases each quarter)
Expiration period on rewardsNone
Intro purchase APR0%
Intro purchase APR length12 months
APR12.99%-22.99%
Notes:
  • Cash rewards shall be issued for a U.S. dollar sum in the form of a statement credit, a check, or an electronic deposit to a Bank of America checking or savings account and mortgage payments.
  • Cash rewards redeemed into a Bank of America checking or savings account will be 10 percent greater than the other types of cash rewards.
  • Cash rewards checks expire 90 days after date of issue.
  • Minimum redemption: $25.

*The cash-back ratio lists the rate or rate of returns offered on transactions.

Bankrate.com examined 54 cash-back cards from 21 of the largest issuers. The survey was conducted April 8-18, 2013. Rewards are subject to change. Check with the institution for the latest information.

 

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