How we rate our cards Advertiser Disclosure

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Explore more

Rewards Business Travel Student No annual fee

Bankrate's promoted cards from our partners for May 2025

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site. Terms Apply.

Last chance!

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.9

Rewards Rate:

5x on travel purchased through Chase Travel℠. 3x on dining, select streaming services and online groceries. 2x on all other travel purchases. 1x on all other purchases.

Welcome Offer:

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Regular APR:

19.99% - 28.24% Variable

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
This card’s points are worth 25 percent more when you redeem for travel through Chase Travel℠ and you can transfer rewards to a long list of popular airline and hotel transfer partners, making it a great pick if you’re looking for an ultra-flexible, low-cost travel card.

Read our full Chase Sapphire Preferred review.
- Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC

See Rates & Fees

Offer ends 5/12

Best for sign-up bonus

Capital One Venture Rewards Credit Card

Apply now

on Capital One's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.9

Rewards Rate:

5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. 2 Miles per dollar on every purchase, every day.

Welcome Offer:

Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit to use in your first cardholder year – that’s equal to $1,000 in travel.

Regular APR:

19.99% - 29.24% (Variable)

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
“This card consistently delivers enough points for an award flight or two each year just from non-bonus purchases. It’s among the best entry-level cards for most folks.” – Harlan Vaughn, Bankrate credit cards senior editor

Learn more: Why expert Jacqueline DeMarco loves the Capital One Venture Rewards Credit Card

Alternatives: The Chase Sapphire Preferred® Card offers a higher rewards rate in some everyday spending categories and potentially more valuable points. Chase points are worth 1.25 cents each if you redeem for travel through Chase and offers more unique transfer partners than Capital One.
- Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs

See Rates & Fees

Best for large welcome offer

Ink Business Unlimited® Credit Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.2

Rewards Rate:

Earn unlimited 1.5% cash back on every purchase made for your business.

Welcome Offer:

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Regular APR:

17.49% - 23.49% Variable

Purchase Intro APR:

0% Intro APR on Purchases for 12 Months

Balance Transfer Intro APR:

N/A

Annual Fee:

$0
This is one of the most flexible cards for startups, side hustles and small businesses thanks to its unlimited flat rewards rate, which makes it easy to earn rewards even if your spending categories vary widely. Ultimate Rewards points also carry terrific redemption value for both cash back and travel.

Read our full Ink Business Unlmited review.
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC

See Rates & Fees

Tools & Reviews

5.0

Bankrate Score

Read review

4.7

Bankrate Score

Read review

All credit card reviews

Credit cards compare tool

Credit card payoff calculator

Balance transfer calculator

Credit utilization calculator

We asked the Bankrate experts: What is your favorite piece of credit card advice?

Seychelle Thomas

Writer, Credit Cards

Katie Kelton

Senior Writer, Credit Cards

Ana Staples

Lead Writer, Credit Cards

Ted Rossman

Senior Industry Analyst, Credit Cards

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."

"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."

"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."

"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

Person looking at phone and holding credit card

Learn how to budget for dating, as well as which credit cards may help in the process.

Dear Cashing In: I really want to use my rewards points to travel internationally soon. Is it true that I’ll need to have a vaccine passport in order to book my flights?—Kellee Dear Kellee, It’s [...]

I haven’t been to a bank branch or ATM in 105 days and counting. I withdrew $40 in cash in early December and it hasn’t run out yet. It’s no secret that cash usage has been declining for years. But [...]

Senior woman exploring scenic environment with dogs

Barclays and AARP are debuting brand-new credit cards designed for AARP members.

Hey, honey, did you know I’ve been cheating on you? (Financially, that is.) That’s the unfortunate—and unromantic—reality for millions of Americans. Four out of every 10 U.S. adults that are married, [...]

“See you in a couple weeks when this craziness is all over,” was a common refrain as we filed out of our Manhattan office on March 10, 2020. Now two weeks have turned into 52, and the company has said [...]

Total credit card balances declined for a third straight quarter in Q4, according to TransUnion’s latest Industry Insights Report.

Chances are that if you asked to have your credit card annual or late fees waived, interest rates lowered or credit limits raised in 2020, you’d get what you wanted. But a lot of people haven’t asked, [...]

Happy women on beach holiday shopping online

These 5 travel cards come with a 0 percent intro APR.

Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?

woman using a credit card to shop online

A new credit card, timed right and used strategically, can help you fight high prices.

Before signing up for a 0 percent APR card, check out these little-known facts.

grandson using a digital tablet with his grandmother

Instant use cards can come in handy when you don’t want to wait for your new card to arrive in the mail.

woman arranging a mannequin in her clothing store window

This guide can help you decide if signing up for the Bank of America Business Customized Cash is worth it.

Woman at table holding credit card and typing on laptop

You can use a credit card to pay off student loans, but it’s not an easy process.

Cards that offer 0 percent intro APR can be excellent tools.

A balance transfer could be a helpful way to streamline your high-interest debt.

a young man at home holding a credit card and using a computer

Here’s what you need to do if your credit card APR increases.

Discover balance transfers can be completed online, via mobile app and by phone.

Here’s what you need to know about the best cards in this niche.

Here’s what you need to know about carrying a balance on your credit card.

Man checking out his wife from the hospital

When paying for medical bills with credit, aim to pay it off as soon as possible.

Woman holding a cell phone in one hand and a credit card in another.

You can transfer a balance to a Capital One card in a few easy steps.

The Wells Fargo Reflect lets you skip interest on purchases and balance transfers for 21 months.

A new credit card, timed right and used strategically, can help you fight high prices.

design element a violet background with a foreground of an older male in a suit holding a card in his hand with an airplane in the upper right corner and money descending behind him

The best cash back business credit cards come with no annual fee.

Here’s how I earned $1,701 in credit card rewards in 2022.

Mom at home on computer with her young son

Retailers pay a commission to cash back sites as you make qualifying purchases.

The best card depends on your spending habits and personal preferences.

Portrait of a happy young woman using credit a card for online shopping at home

A 2 percent cash back card can be a strong addition to your wallet.

You can redeem card rewards for cash back, points or miles and gift cards.

two man setting groceries on kitchen counter

Whether or not you’re willing to pay an annual fee will be a big factor.

design element displaying a backpacking traveler taking a photo with a palm tree leaf in the background with a solid green background

Reach your travel goals by earning and redeeming travel points and miles.

Here, we’ll take a look at some of the top online shopping cards to consider.

Family leisure. Couple enjoys staying together in a hotel

Receive up to 40% bonus points by taking advantage of limited-time transfer bonuses.

Here’s how your retail credit card may be impacted by store closures.

Find out the “hidden” credit card perks that could benefit you.

Here’s how I earned $1,701 in credit card rewards in 2022.

collage of a father and daughter on a computer

Learn how to pool your credit card rewards with family to get your dream redemption.

woman making payment at an outdoor restaurant

Chase Freedom Flex and Chase Freedom Unlimited have similar benefits.

Credit Cards

Card Type

Card Issuer

Credit Type

Bankrate's promoted cards from our partners for May 2025

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Features

Bankrate's View

Card Details

Best for sign-up bonus

Capital One Venture Rewards Credit Card

Features

Bankrate's View

Card Details

Best for large welcome offer

Ink Business Unlimited® Credit Card

Features

Bankrate's View

Card Details

Tools & Reviews

We asked the Bankrate experts: What is your favorite piece of credit card advice?

The latest