Personal Finance
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Latest Articles
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How to negotiate a debt settlement
You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.
6 min read Nov 08, 2023 -
What is a delinquent account?
A delinquent account can have negative effects on your finances and credit card.
5 min read Nov 08, 2023 -
Survey: 1 in 2 Americans say their overall financial situation is worse now than it was before Biden was elected
How have your finances changed since 2020? Half of U.S. adults now feel worse off.
9 min read Nov 08, 2023 -
Alternative ways to pay down credit card debt
Here’s how you can pay down your credit card debt — without a debt consolidation loan.
6 min read Nov 03, 2023 -
Can bankruptcy stop wage garnishment?
You don’t need a lawyer, but you do need to take these steps to protect pay through bankruptcy.
4 min read Nov 03, 2023 -
Why is good credit so important?
Here’s what you need to do to get your score within a good credit range.
5 min read Nov 03, 2023 -
What is a FICO score?
Building a good FICO credit score is one of the best things you can do for your financial health. Here’s what your FICO score entails.
5 min read Nov 03, 2023 -
Is 401(k) safe in bankruptcy?
Retirement money is safe in bankruptcy, as long as you keep it in the right place.
4 min read Nov 02, 2023 -
Considering bankruptcy? It could cost more than you think
You have to pay to initiate bankruptcy, and that’s just the beginning.
5 min read Nov 02, 2023 -
Coping with debt when you’re laid off
If you’re worried about how job loss might affect your debt, here’s what you need to know.
8 min read Nov 02, 2023