High-Yield Checking Southern Community Bank and Trust

Nationally offered? APY Default APY Debit transactions required? Bill pay or withdrawal option? Direct deposit required? Balance cap
Y 0.80% 0.10% 10 Y Y $25,000
Notes: Maximum Earnings Banking — Available nationally; either one direct deposit or ACH transaction required.
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Note: ACH, short for "automatic clearinghouse," is the system used by U.S. banks to process a wide range of financial transactions, including automatic bill payment and direct deposit.

Bankrate.com surveyed 158 banks, thrifts and credit unions from April 11 to April 18 and has displayed data on 57 high-yield checking accounts offered by those institutions.

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