Security Bank of Tulsa, Oklahoma, offers 2.05% annual percentage yield on its Security Bonus Checking, but it’s available only in Oklahoma. Bankrate’s 2016 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you’ll have to jump through to get them.

Security Bank of Tulsa
Notes: Security Bonus Checking: Available to Oklahoma residents. *1 direct deposit or automatic payment per month is required. ATM fee refund: Up to $25 per month, if requirements are met (ATM fees of $5 or more require the presentation of a receipt). Balance above $15,000 yields 1%, if requirements are met; balance above $25,000 yields 0.3%.
Location Tulsa, OK
Is it offered nationwide? No
APY % 2.05%
Default APY 0.1%
Number of monthly debit transactions required 10
Is bill pay or automatic withdrawal required? Yes*
Direct deposit required? Yes*
E-statements required? Yes
Balance cap $15,000
APY above cap 1%

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions Feb. 16-22, 2016, and displays data on 56 high-yield checking accounts.

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